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Sales Team: +44 (0)20 7012 2809

Fax: +44 (0)20 7012 2828

Email: sales@gilliat.co.uk

In these terms of use ("Terms of Use"), the expressions "we" and "us" mean Gilliat Financial Solutions. This Site is owned and operated by Gilliat Financial Solutions a trading name of Arbuthnot Latham & Co., Limited. These Terms of Use constitute an agreement between you (the user) and us relating to your use of the Site.

Considerable care has been taken to ensure the information contained within this website is accurate and up-to-date, however no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information.

Unless otherwise specified, the content on the Site is directed solely at those who access the Site from the United Kingdom (of Great Britain and Northern Ireland) and at those who are residents of the United Kingdom (of Great Britain and Northern Ireland). We make no representation that the content of the Site is appropriate or available for use by any other users.

Unless otherwise specified all content and materials published on the Site are presented solely for use by Financial Advisers. You assume total responsibility and risk for your use of the Site and use of all information contained within it. The information given on the Site is for information only and does not constitute investment, legal, accounting or tax advice, or a representation that any investment or service is suitable or appropriate to individual investors.

Gilliat Financial Solutions does not offer investment advice. Gilliat Financial Solutions assumes no liability whatsoever in connection with your use of this website or the information contained within it.

Gilliat Financial Solutions provides information about its own products and services only. The information contained within this website does not constitute a financial promotion, an offer to sell, the solicitation of an offer to buy, or any form of professional advice on specific facts, matters of suitability or individual circumstances.

Risk Warnings

Any reference to past performance is not a guide to future performance. The value of investments, and the income from them, may go down as well as up and is not guaranteed. It is possible you may get back less than you originally invested. Some products will carry greater risks in return for higher potential rewards. Structured investments are not the same as deposit accounts where capital is guaranteed and, in the case of instant access accounts, readily available. There may be liquidity constraints with structured investments before the stated maturity date. Further, structured investments are designed to be held until maturity, and early encashment may result in a capital loss for a significant period of the investment term and are subject to change.

Full details of specific risks which may apply will be detailed in the product guide for each plan and should be read and fully understood before investing.

Tax reliefs available under current legislation may change and their availability and value depend on individual circumstances. You should always consult a specialist tax adviser for further information before proceeding with a transaction.

Linked sites

On the Site you may be offered various links to other sites which we hope you will be interested in and enjoy. We do not accept any responsibility for the content of those sites, the owners of which do not necessarily have any association, commercial or otherwise with us.

Modifications to this Site and these Terms of Use

We reserve the right to correct, alter, suspend or remove any content of the Site at any time without notice and from time to time.

We may alter these Terms of Use at any time without notice and from time to time, and post the new version on the Site, following which posting all use of the Site will be governed by that revised version. You must check these Terms of Use regularly and thoroughly.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the Courts of England and Wales, to which each party submits.

You agree that we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with these Terms of Use or your use or inability to use the Site for any direct, indirect or consequential loss or damage including without limitation for any loss of data, profit, use or revenue (in each case whether direct or indirect) provided that nothing in these Terms of Use shall be construed as to limit our liability for death or personal injury caused by our negligence or for our fraud.

You agree that you shall not attempt to interfere with the proper working of the Site and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other Internet connected device relating to the Site.

Regulatory Information

Gilliat Financial Solutions is a trading name of Arbuthnot Latham & Co., Limited who is authorised and regulated by the Financial Services Authority, FSA number 143336. Nothing in these Terms of Use shall restrict our duties to you under the Financial Services and Markets Act 2000.

Gilliat Financial Solutions is a trading name of Arbuthnot Latham & Co., Limited is registered in England No. 819519. Registered office:
Arbuthnot House, 20 Ropemaker Street, London, EC2Y 9AR.

Copyright

All copyright and other intellectual property rights in the information, design, text and graphics of the Site, and the selection or arrangement thereof, is owned by us or our licensors. All rights are reserved. You may copy electronically and print in hard copy portions of the Site solely for your non-business related purpose of using the Site to seek information of the kind shown by the Site. Any other use of any materials or content on the Site (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited.

General

You agree that we may assign, transfer, novate or subcontract any or all of our rights and obligations under these Terms of Use.

If we fail to enforce a right under these Terms of Use, that failure will not prevent us from enforcing other rights, or the same type of right on a later occasion.

These Terms of Use set out the entire agreement between the parties. You acknowledge that in entering into these Terms of Use, you do not rely, and have not relied, upon any representation (whether negligent or innocent), statement or warranty made or agreed to by any person (whether a party to these Terms of Use or not) except those expressly set out in these Terms of Use. This clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms of Use which was induced by fraud.

This website may not be reproduced (in whole or in part), transmitted (by electronic means or otherwise), modified, linked to or used for any public or commercial purpose without the prior written permission of Gilliat Financial Solutions.

If any provision of these Terms of Use is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms of Use shall not be affected.

By proceeding, you acknowledge that you have read, understand and agree to be bound by these terms and any additional terms and conditions described on individual pages of the website. If you do not accept these terms and conditions, please do not continue to use or access any pages of this website.