Current Offers
Our products provide the opportunity to invest in a range of different assets but with the additional benefit of a predefined measure of capital protection.
We aim to provide a comprehensive range of products that offer a choice of investment returns, underlying asset classes and risk profiles.
UK Annual Kick Out - May 2012
Offers the potential to kick out at 7.25% after year one, linked to the FTSE® 100 only
- Kick out occurs if the FTSE® 100 is equal to or above its start value on an anniversary
- 60% capital protection barrier with observations only on the start and end dates
- Counterparty: Rabobank
Investment deadline: 18 May 2012 (ISA transfers 27 April 2012)
Multi-Asset Deposit - June 2012
A structured deposit offering volatility controlled exposure to a range of asset classes
- Offers exposure to up to four of six index constituents - UK equities, emerging markets,
commodities, corporate bonds, gilts and gold - Underlying varies exposure to index constituents each month and selects those
with the best performance relative to risk - Volatility control aims to keep volatility at 9%
- Lock-in feature enables growth during the term to be captured
- Potential returns of the higher of either the amount accrued from any lock-in event or the percentage rise in the underlying
- Counterparty – RBS
Investment deadline: ISA: 1 June 2012 / Cheques: 21 June 2012 / Electronic transfer: 22 June 2012
Income Builder Plus - June 2012
Offers a choice of a potential quarterly income or a lump sum growth payment with fixed
barriers on the FTSE® 100
- Income option offers up to 2.1% per quarter
- Growth option offers up to 43.7% at the end of the term
- Fixed barriers for returns accrual and capital protection at 3,500 points
- Counterparty – Morgan Stanley BV
Investment deadline: ISA: 1 June 2012 / Cheques: 21 June 2012 / Electronic transfer: 22 June 2012
Range Deposit - June 2012
Structured deposit offering a potential 7% per annum providing the FTSE® 100 remains
within an expanding yearly range
- Structured deposit
- Offers potential interest payment of 7% per annum providing the FTSE® 100 remains
within an expanding yearly range - Expanding yearly range starting at +/- 21% in year one and rising to +/- 51% in year six
- Counterparty – Lloyds TSB Bank Plc
Investment deadline: ISA: 1 June 2012 / Cheques: 21 June 2012 / Electronic transfer: 22 June 2012
Deposit Kick Out - June 2012
Structured deposit with the potential to kick out after year one at 9.5% and featuring a
descending reference level
- Structured deposit
- Potential to kick out after year one at 9.5%
- Level required for a kick out to occur decreases by 5% each year; from 100% of start
values in year one to 75% in year six - Linked to the performance of AstraZeneca PLC, Man Group PLC, BAE Systems PLC, Marks & Spencer Group PLC, RSA Insurance Group PLC
- Counterparty – RBS
Investment deadline: ISA: 1 June 2012 / Cheques: 21 June 2012 / Electronic transfer: 22 June 2012
